Creative Financial


Financial Investment and Pension Advice

Over the years my husband and I had accumulated a number of pensions from different employers, we sought advice from Mark about how to get the best out of it all. He took us through each stage and explained about his advice and the financial benefits of movement. Mark was patient and always very up front with any fees that would be taken by his company. We have far exceeded our own expectations and feel very safe in his 'hands'. He has also reinvested funds for us which we had accumulated with a view to assistance in retirement all with the flexibility we wanted. I would recommend his services, and do to my friends.

Mrs W, Essex

Pension Transfer Advice - Company Pension

We are both experienced investors however wanted someone who we could trust, most importantly, who gave sound advice and provided alternative options with regard to transferring our Bank Company Pensions schemes where we could achieve greater flexibility and death benefit cover. Mark facilitated this and more. We found Mark to be trustworthy and professional yet with a warm relaxed manner about him. He has a very good customer service ethos and is readily accessible and approachable. His technical knowledge is very strong and we have recommended him to many family and friends who have experienced all of the above and we will continue to recommend others in the future

Mr & Mrs P Bury - St Edmunds, Suffolk

Simplified our pension arrangements

I initially contacted Mark because I wanted advice about investing the lump sum from my pension. Mark took time and trouble to make sure that he understood my attitude to risk and then set out the various options and products available to me. He was clear and concise in his recommendations, and I felt confident in following his advice. Mark has enabled me to simplify my pension arrangements to provide the flexibility that I need.

Mr G - Essex

Pension drawndown advice - honest and upfront

I was unable to access my AVC as a drawdown fund from my current provider and needed a financial adviser to help me find an alternative drawdown scheme.

Mark took time to understand our situation. He explained how his services could help us and was very thorough in making sure he understood how we wanted to access our money and what our attitude to 'risk' in investing our money was.

We liked the fact that Mark was very upfront and honest with us and we felt like people and not just a pot of money!

Mrs D, Essex

Pension drawndown advice - honest and upfront

Having four different pension providers and schemes I was concerned with complexity and time scale it would involve to transfer all the pensions over to one provider that would meet my requirements for a flexible retirement plan. Mark was highly recommended by an ex work colleague and friend, my first visit to MJM & Associates' office impressed me by the relaxed, professional and friendly welcome by Mark and his team.

Mark very quickly handled the transfer of two of my pensions, releasing some much needed Tax- free cash. The remaining transfers of my AVC pension and the more complicated company Final Salary Pension scheme are progressing well in the short time since my retirement.

Mr B - Suffolk

We appreciate the bespoke service we receive

We have used Mark's services for a considerable number of years, during which time he has advised on, and arranged, pensions and investments as and when necessary. We have complete faith and trust in his professional acumen, which has proved to be of great benefit to us over the years. We have always found Mark to be friendly and personable, with a comprehensive knowledge of all financial matters, and he keeps us well informed of any changes in the market. As members of the 'financially uninitiated' we very much appreciate the bespoke service we receive.

Mr and Mrs M - Essex

My investments started to grow again!

In 2012 my investments had started to take a severe dive. I had been dealing with a financial advisor in London and I was not happy with the situation. I called in Mark Morsley to see if he could help naturally I was feeling stressed at the time. Mark calmly got to grips with the situation. He went through all my finances in a very calm methodical manner. It was not long before my investments started to grow again and in the last 5 years the growth has been spectacular. The great advantage in dealing with Mark is that he is locally based and during the last few years I have phoned Mark on a regular basis and no matter how big or small the problem is Mark is always pleased to help in a calm friendly professional manner.

Mr B - Suffolk